Plan for Four Retirements Rather than One

Retirement can span decades, and it changes as you age. Everyone’s retirement will look different, but most people have four distinct phases of retirement. Understanding and adequately planning for these stages is key to accomplishing your ideal retirement. Read more here:

Getting Ready for Tax Season

Are you ready for tax season? Filing your taxes can be stressful, but it doesn’t have to be. Understanding tax basics and planning ahead can help you keep more money in your pocket and make preparing your taxes easier. The sooner you gather your tax forms and get ready to file, the less stress you’re… Read more »

Estate Planning Resolutions

The start of a new year is the ideal time to review your estate plan. As time goes by and circumstances change, a periodic review of your assets and your plan for them is imperative to keep your plan on track. In the event you become incapacitated or pass away, a good estate plan will… Read more »

Financial Advisers and Wealth Managers

Working with a financial adviser or a wealth management firm is the key to alleviating the burden of constant financial monitoring. Enlisting the services of a solid financial team enables individuals to focus on the bigger picture of their financial goals. The question then becomes: Do I need a financial adviser or wealth manager? Read… Read more »

Tax-Loss Harvesting: Turning a Negative Into a Positive

Conventional investing wisdom is to buy low and sell high. But you may be able to lower your tax liabilities by going against that wisdom and selling investments at a loss. In a non-retirement account, tax-loss harvesting is the process of intentionally selling investments that have lost value. There are a variety of reasons it… Read more »

Elections and Investing

During the month of November, it is normal to have politics on the mind and to wonder how one party might change the course of the market with new legislation and executive orders. Decisions made during elections cycles can be driven by emotion rather than facts. Here are some reasons to stay the course during… Read more »

Reacting to Volatile Markets

Last month we shared information a bout how staying invested in the market during periods of fluctuation and decline is critical to keep in mind as a long-term investor. This month, we wanted to take a more in-depth look at one of those investing principles – consider buying when others are selling. Read the full… Read more »

When Markets Are Volatile, Staying Invested Can Pay Off

Market volatility is unsettling but historically not unusual. If you’ve built an appropriately diversified portfolio that matches your time horizon and risk tolerance, it’s likely the recent market drop will be a mere blip in your long-term investing plan. However, it can be hard to do nothing when markets are rough. Given what has been… Read more »

How to Protect Your Finances from “Phishing”

As technology continues to grow and evolve, so do the ways in which criminals target victims. One of the ways these criminals try to hack into personal information is through phishing. “Phishing” is when hackers and cyber thieves try to trick people into submitting their personal, financial, or password data by creating fake versions of… Read more »