Don’t Fall in Love with Your Investments

This month is filled with thoughts and feelings of love and happiness. In the context of Valentine’s Day, making an emotional decision is good; however, when it comes to investment decisions, you should avoid basing these on a particular emotion. Many investors are emotional and reactionary, and fear and greed are heavy hitters in that… Read more »

‘Tis the Season For New Year’s Resolutions

It’s always a good time to give your finances in shape, but the beginning of a new year certainly offers a great starting point. Here are a few important areas to consider: Fully fund your emergency account and beyond. What can be counted on is the unexpected. Maintain three to six months of expenses in… Read more »

Qualified Charitable Distributions

As you enter your 70s, you may start to look at that IRA not only as an asset but also as a problem. By law, you must take required minimum distributions (RMDs) from a Traditional IRA once you reach age 72; there are a few exceptions to this. The downside of these RMDs? The entire… Read more »

Required Minimum Distribution

With the holidays fast approaching, it’s important for those who are 72 and up not to forget about the Internal Revenue Service (IRS). When you turn 72, you must start withdrawing a specific amount – a required minimum distribution (RMD) – from your tax-deferred retirement accounts, such as a traditional individual retirement account (IRA) or… Read more »

October is Financial Planning Month

October is Financial Planning Month and it is an excellent time to review these six personal finance areas. Cash Management: This is a broad topic that can address many issues. One area is creating an emergency fund, which is money that’s set aside for unplanned expenses. Cash management can also include looking at your “sources… Read more »

5 Things You Need to Know About Finances When Turning 65

It’s a pivotal age for retirement planning – even if you aren’t ready to retire yet. You still haven’t reached full retirement age for Social Security. This is a big change from your parents’ retirement. For decades, 65 was the magic age for receiving full Social Security benefits. But that age started to increase for… Read more »

Guarding Against Identity Theft

America is enduring a data breach problem. As many workers traded in the office for remote work, data security has been a focus for the public and private sectors. Between robocalls pitching low-cost health insurance, pretending to be the I.R.S., or offering “work from home” opportunities the pandemic has seem scammers getting more creative than… Read more »

Starting a Roth IRA for a Teen

Want to give your child or grandchild a great financial start? A Roth IRA might be a choice to consider. There are many reasons why starting a Roth IRA for a teenager may be a sound financial strategy. Read the full article:

Wagner Wealth Management spotlight

Dan Wagner and Wagner Wealth Management were recently highlighted in Elevation Living magazine. Read the full article here:

Estate Planning: How to Help Organize Your Estate for a Smoother Transition

Estate planning is an important process to discuss and prepare for in advance. Tracking down assets, insurance, and other information can be difficult for those left behind when a loved one passes away. That’s why it’s important to draft detailed plans, ensure relevant parties are aware of your wishes, and keep all necessary documents secured… Read more »